The Day Agency Denver Colorado Insurance - Insurance and Related Services in Westminster and Denver Colorado - Auto Insurance - Life Auto Home Health Insurance services in Westminster and Denver Colorado areas

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Life & Health Insurance, Annuities Life Insurance Immediate Annuities Deferred Annuities Health Insurance Disability Income Medicare S upplement Long Term Care Auto, Boat, Motorcycle, RV Insurance AutoSure from ANPAC® Classic Car Insurance Towing GAP Coverage Motorcycle Insurance Watercraft Insurance RV Insurance Homeowners Insurance Home Safe and Sound® Condominiums Insurance Mobile/Modular Home Renters ID Theft Protection Commercial Insurance Businessowners Advantage Floral Operations Contractors Advantage Landscape Gardeners Agribusiness Insurance Special Farm Package 10® Country Estate Dairy Program Horse Operations Personal Liability (Umbrella)		Better Value Means Getting the Personal Touch. Because you want the best value for your money, in some circumstances it may make sense to purchase an item over the phone, through the mail, or on your personal computer. But, not always! Without the right insurance protection, you and your family might not be able to pay for necessary medical treatments, car repairs, legal fees, and other costs that come with being involved in an accident whether you're at fault or not! When you choose AUTOSURE From ANPAC^SM, you get a professional agent who lives and works in your community, who understands your financial needs. Your local American National agent will meet with you personally to help you make sure your family's insurance protection has the right features for you, so that you're protected when you need it most! Better Value Means Money Saving Features. Automatic Rental Coverage We decided our customers need rental car coverage automatically included in their policy at no extra charge. Most companies charge for this features. One Deductible for Multiple Losses If you insure your auto and home with ANPAC, our Common Cause of Loss Deductible allows you to pay one deductible even if more than one item is damaged or destroyed by a single event. Collision Waiver If you should be involved in an accident with another car insured with ANPAC, all or a portion of your collision deductible may be automatically waived. Other valuable, innovative features Good student discount Driver's education discount Passive restraints discounts Ticket-free discounts Special rates for drivers age 45 & over No deductible for windshield repair Discounts and policy provisions may vary by state. Check with your agent about coverages available in your state and the provisions applicable. Better Value Means Superior Service. ANPAC is proud to be named as a Ward's 50 Benchmark Group for achieving outstanding financial results in the areas of safety, consistency and performance. Our innovative CA$HBACK from ANPAC® pays you 25% of your combined auto and homeowners premiums if you remain claim free for three years from your CA$HBACK anniversary date. CA$HBACK participants are also eligible for "Guaranteed Renewal", renewal on auto and home policies, according to terms and conditions. Ask your American National agent for more information about this added benefit. TLC - Tri-Line Coverage^SM Discount - Choose American National for your auto, home and life and you'll receive a special discount on qualifying auto and home premiums. It's our way of rewarding customers who trust American National with all three insurance needs. Fast Efficient Claim Service - Report claims toll-free at 1-800-333-2860 24-hours a day, 7 days a week. Nine out of ten customers tell us, based on our claims service, they would recommend ANPAC to someone they know. AUTOSURE From ANPAC^SM Offers a Full Line of Coverages. Liability - Pays for damages due to bodily injur and/or property damage from a covered loss for which an insured is legally liable. This coverage includes defending you in a lawsuit, bail, bond expense, attorney fees, and medical first aid at the accident scene. Medical Payments - Pays for reasonable and necessary medical expenses arising out of an accident up tot he limit purchased per person. Personal Injury Protection - Pays for reasonable and necessary medical expenses and lost wages arising out of a covered accident up to the limit purchased per person. Comprehensive - Pays for loss or damage to your insured car by a covered loss other than a collision or upset. This included but is not limited to: theft, fire, missiles, falling objects, larceny, explosion, windstorm, hail, water, vandalism or malicious mischief, riot, impact with animals, and glass breakage. Collision - Pays for damage to your insured car resulting from a collision or upset. Towing and Labor - Pays towing and labor costs incurred each time your insured car is disabled. Labor costs at the place of disablement are covered. Rental Reimbursement and Travel Expense - Pays up to $25 per day rental expense while your car is being repaired due to a covered loss for up to 30 days. Higher limist are available. If the loss occurs more than 50 miles from home, extra expenses incurred for meals, lodging and transportation fares to return to your home or your destination are covered. Uninsured Motorist - Pays for damages for bodily injury to an insured person caused by a motor vehicle driven by a legally liable, but uninsured or unknown (hit and run) driver. Underinsured Motorist - This coverage applies when your bodily injury is caused by an underinsured motor vehicle, as defined in the policy. Accidental Death, Dismemberment, Disability - Pays up to a specified amount for death, loss of limbs, loss of sight and certain other injuries to designated person(s) resulting from a car accident. Work Loss Coverage - Pays designated person(s) up to 85% of earnings lost because of auto accident injuries subject to certain maximum limits shown in the policy. ACE (Added Coverage Endorsement) - Pays for Original Equipment Manufacturer (OEM) parts, when replacement parts are required, due to a covered accident. Plus, for insured vehicles less than one year old, or with less than 15,000 miles, which are involved in a covered loss, the vehicle will be declared a total loss at only 25% damage, and pays the lesser of either the original purchase price or the replacement cost of a comparable vehicle. GAP (Guaranteed Asset Protection) Endorsement - Pays the difference between the loan balance (excluding incidental amounts rolled into the loan, which are not directly related to the base purchase price of the vehicle, such as additional warranties) and the actual cash value of the car, when the vehicle is declared a total loss as the result of a covered accident.

Representing

American National Insurance Company, Galveston, TX
American National Property and Casualty Company, Springfield, MO

These brief descriptions of coverages available are for illustrative purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy, or, for more information about coverage options and availability, talk to your American National agent. All products, coverages, and options are not available in all states, and eligibility guidelines apply. American National Family of Companies reserves the right to discontinue programs at any time.

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