ANPAC® condominium owner’s policy combines the protection of a renter’s policy with the advantages of a homeowner’s policy.

Some of its unique features include:

• Personal property covered on replacement cost basis (no deduction for depreciation).
• $2,500 coverage for direct physical loss of jewelry, watches, furs, precous and semi-precious stones, subject to maximum of $1,000 per article.**
• $4,000 coverage for computer hardware, personal or business.**
• $1,000 for coverage for computer software.**
• $1,000 for accidental death to you or resident relative, under age 21.
• $1,000 for business property on or away from premises.***
• $2,500 for loss by theft of silverware, silver-plated ware, goldware, gold-plated ware, and pewterware.**
• $2,500 for loss by theft of guns.**
• $1,000 coverage for watercraft, including trailers, furnishings and outboard motors.
• $1,000 coverage for trailers not associated with watercraft.
  In addition to the above benefits, coverage of $1,000 is provided to pay your share of loss assessments from your condominium association.

Your policy will also pay up to $2,500 for the legal obligation of an insured due to the theft or unauthorized use of credit cards, or loss to an insured caused by forgery or alteration of any check or negotiable document.

ANPAC®’s policy protects you against many perils including:

• Fire/Lightning
• Aircraft
• Vandalism
• Smoke from Hostile Fire
• Windstorm/Hail
• Riot/Civil Commotion
• Glass Breakage
• Water Discharge/Overflow
• Explosion
• Vehicles

ANPAC®’s protection package also includes:

• Medical payments to others up to $1,000
• Physical damage to property of others up to $1,000
• Personal liability protection anywhere in the world
• Legal defense
• Loss of use ANPAC® can make your condominium a secure home.
  

* Up to 10% of the personal property coverage limit.

** This amount or up to 2% of personal property coverage limit, whichever is greater.

*** This amount or 1% of personal property coverage limit, whichever is greater.

Representing

American National Insurance Company, Galveston, TX
American National Property and Casualty Company, Springfield, MO

These brief descriptions of coverages available are for illustrative purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy, or, for more information about coverage options and availability, talk to your American National agent. All products, coverages, and options are not available in all states, and eligibility guidelines apply. American National Family of Companies reserves the right to discontinue programs at any time.

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