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Coverage for the hobby
farmer.
Whether you have a modest fruit
and vegetable stand, a small pick-your-own Christmas tree operation,
or a few horses out to pasture... if you have a farm, no matter
how small, you have risks.
As
an offshoot of American National Property and Casualty Company's
(ANPAC®) Special Farm Package 10,
the Country Estate program was designed for people who enjoy farming
on the side, but make the majority of their income elsewhere. Country
Estate goes beyond traditional farm coverage, providing a flexible
farm package that's tailored to the needs of hobby farmers like
yourself.
Who can qualify for Country
Estate?
Generally, if you have less than
$13,000 of farming income, and have 10 or less large animals (except
horses which are limited to 5 maximum) or 40 or less small animals,
you could qualify for Country Estate.
Adaptability
At ANPAC®,
we understand that a standard one-size-fits-all policy simply doesn't
fit everyone. Your operation is unique, and your insurance coverage
should address this fact.
Depending on the coverages desired,
you may customize your policy by choosing among five divisions and
a variety of options within those divisions.
Similar perils (causes of loss,
such as wind, fire, theft, etc.) are combined into groups, to achieve
the combination of coverages that are right for you.
The five divisions include:
- Residences and Household Contents
- Buildings and Building Contents
- Farm Personal Property
- Scheduled Personal Property
- Liability
Flexibility
Unlike the homeowners policy you
may be using now to cover your farming exposures, Country Estate
allows you to customize your policy more precisely to match you
individual needs.
Is Country Estate right for
me?
Protection tailored just for you
helps ensure you're getting exactly what you need and that you're
not paying for extra coverages you don't want. Don't take the fun
out of your hobby by not preparing yourself for the unexpected.
Talk to The
Day Agency for details on how the Country Estate program could
be adapted to meet your personal needs.
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